PM Shram Yogi Maan Dhan Yojana 2023: A contributory pension scheme by the Ministry of Agriculture and Farmers Welfare for Individual Farmers. Provides an assured monthly pension of Rs. 3000/- to all the Small and Marginal farmers after the age of 60 years.
Pradhan Mantri Shram Yogi Maan Dhan Yojana is a government scheme meant for old age protection and social security of Small and Marginal Farmers
PM Shram Yogi Maan Dhan Yojana 2023
- योजना का नाम: प्रधामंत्री मानधन योजना
- इनके द्वारा शुरू की गयी: केंद्र सरकार द्वारा
- लाभार्थी: छोटे और सीमांत किसान
- उद्देश्य: पेंशन प्रदान करना
- आवेदन प्रक्रिया: ऑनलाइन
- ऑफिसियल वेबसाइट: https://maandhan.in/
Eligibility
- For Small and Marginal Farmers Entry Age between 18 to 40 years Cultivable land up to 2 hectares as per land records of the concerned State/UT
PM Shram Yogi Maan Dhan Yojana Features
- Assured pension of Rs. 3000/- monthVoluntary and Contributory Pension SchemeMatching Contribution by the Government of India
Note: This scheme comes under Maandhan Umbrella along with the following schemes –
Pradhan Mantri Shram Yogi Maan dhan Yojana National Pension Scheme – Traders & Self-Employed Persons
Benefits of PM Shram Yogi Maan Dhan Yojana
- Minimum assured pension of Rs 3000/- per month after attaining the age of 60 years.
- Convertible to family pension wherein spouse shall be entitled to receive 50% of the amount.
- If the applicant dies before age of 60, Spouse will be entitled to continue the scheme and shall be entitled to receive 50% of the amount.
- Once the applicant attains the age of 60, he/ she can claim the pension amount. Every month a fixed pension amount gets deposited in the pension account of the respective individual.
- In case an eligible beneficiary exits this Scheme within a period of less than ten years from the date of joining the Scheme by him, then the share of contribution by him only will be returned to him with savings bank rate of interest payable thereon.
- If an eligible beneficiary exits after completion of a period of ten years or more from the date of joining the Scheme by him but before his age of sixty years, then his share of contribution only shall be returned to him along with accumulated interest thereon as actually earned by the Pension Fund or the interest at the savings bank interest rate thereon, whichever is higher.
- If an eligible beneficiary has given regular contributions and died due to any cause, his spouse shall be entitled to continue with the Scheme subsequently by payment of regular contribution as applicable or exit by receiving the share of contribution paid by such beneficiary along with accumulated interest, as actually earned thereon by the Pension Fund or at the savings bank interest rate thereon, whichever is higher
- After death of beneficiary and his or her spouse, the corpus shall be credited back to the fund
Note: The applicants between the age group of 18 to 40 years will have to make monthly contributions ranging between Rs 55 to Rs 200 per month till they attain the age of 60.
Exclusions
Large farmers: a farmer who owns cultivable land of more than 2 hectares as per land records of the concerned State/UT
Applicants who have applied for the following scheme are not eligible for the scheme.
- NPS (National Pension Scheme)
- ESIC (Employees’ State Insurance Corporation)
- EPFO (Employees’ Provident Fund Organisation)
Important Documents Of Shram Yogi Maan Dhan Yojana
- आवेदक को आयु 18 से 40 वर्ष के बीच होनी चाहिए |
- आधार कार्ड
- पहचान पत्र
- आयु प्रमाण पत्र
- आय प्रमाण पत्र
- खेत की खसरा खतौनी
- बैंक खाते की पासबुक
- मोबाइल नंबर
- पासपोर्ट साइज फोटो
PM Shram Yogi Maan Dhan Yojana How to Apply?
- सर्वप्रथम आवेदन को अपने नज़दीकी जन सेवा केंद्र (CSC ) में अपने सभी दस्तावेज़ों को लेकर जाना होगा |
- इसके बाद अपने सभी दस्तावेज़ों को VLE को देना होगा और ग्राम स्तर उद्यमी(वले) को एक निश्चित राशि का भुगतान करना होगा |
- फिर VLE आधार कार्ड को आपके आवेदन पत्र से जोड़ेगा और व्यक्तिगत विवरण तथा बैंक विवरण भरेगा |फिर सब्सक्रइबर की आयु के अनुसार देय मासिक अंशदान की ऑटो गणना की जाएगी |
- नामांकन सह ऑटो डेबिट जनादेश प्रपत्र मुद्रित किया जायेगा और आगे ग्राहक से हस्ताक्षरित किया जायेगा |फिर VLE उसी को स्केन करके अपलोड करेगा |फिर किसान पेंशन खता संख्या उत्पन्न की जाएगी |और किसान कार्ड मुद्रित किया जायेगा |
Contact Us
Ministry of Agriculture & Farmers Welfare
Government of India
- Helpline: 1800-3000-3468
- E-Mail: support@csc.gov.in